The origin

A problem that shouldn't still exist

The Prismm team brings over 40 years of combined experience in regulated banking and financial technology. Across institutions of every size, they collectively saw the same failure repeated: when a customer died, the bank had no system, no process, and no infrastructure to manage what happened next. Deposits left. Beneficiaries were lost. Operations teams spent months on manual processes. And the institution bore the cost, not just in lost revenue, but in broken relationships with the families of their most loyal customers.

But it wasn't just professional experience that drove them to act. The Prismm team has lived these challenges personally. They've navigated the loss of family members and experienced firsthand the chaos, the paperwork, and the institutional failure that follows when there's no infrastructure in place. That combination of deep banking insider knowledge and deeply personal life experience is what makes Prismm different. This team didn't study the problem from the outside. They lived it on both sides of the counter.

That dual perspective led them to build a best-in-class solution that doesn't just patch a workflow. It creates an entirely new category of banking infrastructure, estate orchestration, designed to impact the industry for generations to come. Not a tool. Not just storage. Infrastructure, the same way payments rails are infrastructure for money movement.

Intellectual property

Patent-protected technology

Prismm's core technology is protected by multiple patent filings covering the fundamental mechanisms of estate orchestration infrastructure.

Triggered access & delegation system

Automated activation of designated contacts and permissions upon a verified life event.

Life event verification engine

Multi-source verification of death certificates and legal instruments through automated workflows.

Account transition automation workflow

End-to-end digital account transition with auditable compliance trails.

Estate orchestration platform

Comprehensive infrastructure patent for bank-embedded estate orchestration.

Our principles

How we build

Infrastructure, not products

We build infrastructure that embeds into existing systems. Banking has enough tools. It needs rails.

Bank-grade from day one

Every line of code, every workflow is designed for the regulatory environment banks operate in.

Category over competition

We created estate orchestration infrastructure as a new category because the existing categories don't solve the bank-side problem.

Built by bankers. Built for banks.

Learn how Prismm's estate orchestration infrastructure can transform your institution.

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